Agricultural & civil asset finance | Otago
Need machinery for the farm or gear for the next civil job? Explore finance grounded in the equipment, the work it will do and your business.
Wānaka · Queenstown · Central Otago · Dunedin
A few details about your equipment are a good place to start.
Funding conversations for people building and working in Otago.
THE EQUIPMENT YOU WORK WITH
Start with the asset and how you plan to use it. New and used equipment may be considered, subject to lender assessment.
AGRICULTURAL EQUIPMENT
Considering a tractor, harvester, baler or sprayer? Discuss the machinery, seasonal demands and what the purchase would mean for your operation.
Tractors · Harvesters · Balers · Sprayers
Discuss your farm machinery
CIVIL & EARTHMOVING EQUIPMENT
Buying an excavator, digger, loader or roller? Talk through the asset, the work ahead and the funding your business may need.
Diggers · Loaders · Rollers · Tippers · Attachments
Discuss your civil equipmentLOOK AT THE WHOLE PICTURE
Equipment finance may be worth comparing with paying upfront. Consider the repayments, total cost and the cash your business needs for day-to-day work. Preserving cash is a consideration, not a guaranteed outcome.
What you are buying, its age and condition, the seller and the estimated purchase price.
How the equipment will be used, your experience and what the purchase means for your operation.
Repayments, fees and the overall cost need to make sense alongside your existing commitments.
A PERSON, NOT A PORTAL
Explain what you are planning, where you are up to and what needs to happen next. Leroy is your starting point for a practical funding conversation.
There is no need to arrive with all the answers. Start with what you know and work through the information that may help.
Talk it through with LeroyTHE NEXT STEPS
Share the machine, new or used, the seller, approximate price and how you plan to use it.
Talk through your business, timing and the information a lender may need.
If an approach fits, work through an application with a suitable lender, subject to assessment.
Yes. Both new and used machinery are worth discussing. Asset age, condition, value, the seller and your business circumstances may affect the options. Availability and terms remain subject to lender assessment.
A quote or listing, make and model, age, condition and approximate price will help. Include the seller, any attachments, where the equipment is located and how it will be used. Leroy can discuss what else may be needed for your circumstances.
Yes. Experienced people starting their own operation can discuss their plans, just as established operators can discuss their next purchase. Your experience, work pipeline, financial position and the asset may be relevant. An enquiry does not imply eligibility or approval.
LET’S TALK ABOUT WHAT’S NEXT
Tell Leroy what you are considering and the work it needs to do. Start with the machinery, not the paperwork.
